FunderPro Review 2026 | Pros, Cons, Rules & Costs
- Has a solid reputation in the industry
- On-demand payout availability (for its Pro account)
- Potential for high scaling (up to $5M)
- Fast payout processing (typically 8-24 hours)
- Quick and reliable customer support
- Available for US clients
- Comprehensive educational resources
- Frequent promotions and discounts
- High frequency trading support
- Expert Advisors (EAs) availability
- Limited track record
- Relatively expensive challenge costs
- No free trial
- No Instant Funding
- Inconsistencies between its own website and published content
FunderPro is a modern proprietary firm that started in 2023. In the past 2 years, it has quickly gained traction in the prop trading space. After our extensive testing, we really observed how FunderPro leans into cultivating a more “serious,” much more defined and professional environment, only offering 3 accounts (which is a breath of fresh air compared with other prop firms that honestly have too many unique account models and types).
That said, as professional traders here at WR Trading, we independently and comprehensively reviewed and tested FunderPro to see whether it is truly a legit, safe, and secure prop firm. We also examined and benchmarked its challenge costs (and paid add-ons) to see how expensive or cheap it is compared to other prop firms. Our goal in this review is simple: to help you definitively decide if FunderPro is genuinely a great place to start (or scale up) your prop journey or if it is better for you to find a different prop firm.
FunderPro Experience Summary from Our Expert:
On the flip side, for the negatives: The most concerning to me is actually the glaring contradictions between some parts of its own website and published content (for example, what exactly is allowed on weekend positions or which trading platforms are actually available), which can create confusion and risk if you rely on the wrong page. Also, its advertised Pro account costs are different and much higher when you are actually on the checkout page. Even as a veteran trader, I found myself confused and frustrated by these inconsistencies. Lastly, there is no Instant Funding and free trial (which is a miss considering how beginner-friendly its educational resources are).
0 FunderPro Customer Reviews And Ratings
What is FunderPro?
FunderPro is a proprietary firm that provides simulated prop trading services. Officially, it is registered as FunderPro Saint Lucia Ltd, a licensed corporation in Saint Lucia (a small country in the Carribean) with “FunderPro” being its trade (company) name. It has been in the prop firm space since 2023, and like most prop firms, it is not broker-backed and does not execute trades for clients in real markets. Instead, all activity takes place in its virtual trading environment that mirrors live prices and conditions.
FunderPro supports 3 trading platforms: MetaTrader 5 (MT5), cTrader, and TradeLocker, although note that MT5 is not available to US citizens or residents. Its business model revolves around three main evaluation account products:
- One Phase (a 1-step challenge)
- Pro (a 2-step challenge with daily or weekly rewards)
- Classic (a more traditional 2-step model)
After passing the evaluation phase of any of these challenges, you will then move to a funded stage where FunderPro’s scaling ceiling can reach up to $5 million, among the highest in the industry.
Is FunderPro a Legal Prop Firm?
Yes, FunderPro operates legally as a proprietary trading firm but not as a broker. Its own disclosures state that it provides a simulated trading environment but does not accept deposits, offer investment services, or trade in the real market. You trade in a virtual environment, and your trades don’t actually go through a real market. Hence, traditional investor protections for broker accounts do not apply. Here, the main risk to you is losing your paid challenge fee and failing the evaluation.
FunderPro also has a published list of restricted countries it cannot serve, namely: Afghanistan, Belarus, Central African Republic, Congo, Cuba, Haiti, Iran, Iraq, Libya, Mali, Myanmar (Burma), North Korea, Somalia, Sudan, South Sudan, Syria, Russia, Ukraine (regions in conflict), Venezuela, and Yemen. On a legal standpoint, if you live in a country that is on this restricted country list and sign up anyway, you’re taking the risk that your account can be closed anytime with no recourse.
Is FunderPro a Safe and Trusted Prop Firm?
Yes, based on our testing and investigation, we found that FunderPro is safe and secure to use and 100% legit, unlike many prop firms that are borderline scams. FunderPro also uses modern payout rails. That said, the main caveat is really your location. FunderPro explicitly lists the restricted countries and reserves the right to refuse or terminate accounts that fail KYC/AML or fall under sanctions.
If you live in one of the jurisdictions we mentioned in the above section and decide to sign up anyway, you are essentially taking on the risk that your account and any expected payouts could be closed later.
FunderPro Account Types: A Complete Breakdown
Here is a table showing a detailed snapshot of FunderPro’s account types: One Phase, Pro, and Classic with all the key details, including the challenge costs, the range of initial balances available, max leverage, profit target, profit share split, daily and max drawdown conditions, and other important information for each of its funded account that you need to be aware of:
| 1-step | 2-step | 2-step | |
|---|---|---|---|
| One Phase | Pro | Classic | |
| Initial Balance | $5k – $200k | $5k – $200k | $5k – $200k |
| Challenge Fee | $69 – $989 | $75 – $1319 | $69 – $989 |
| Leverage | Up to 1:50 | Up to 1:100 | Up to 1:100 |
| Profit Target | 10% | 10% / 8% | 10% / 5% |
| Daily Loss Limit | 3% | 5% / 5% | 5% / 5% |
| Max Drawdown | 6% | 10% / 10% | 10% / 10% |
| Profit Share | Standard: 80% – 90% (paid add-on) | Daily Reward: 60% Weekly Reward: 90% | Standard: 80% – 90% (paid add-on) |
| Weekend Position | Yes (as a paid add-on) | Yes (as a paid add-on) | Yes (as a paid add-on) |
| Overnight Position | Yes | Yes | Yes |
| Payout Frequency | Every 14 days | On demand (must meet conditions) | Every 14 days |
| Minimum Trading Days | None | None | 4 trading days (no min days available as a paid add-on) |
| Time Limit | None | None | None |
FunderPro Challenge Accounts and Pricing
FunderPro offers 3 different challenge accounts. First, its 1-step model (called “One Phase”), which requires a single evaluation phase that you need to pass before moving you to a funded account. The second and third accounts it offers are both 2-step model (called “Classic” and “Pro”), which require you to pass two evaluation phases before moving you to a funded account. As the name implies, the Pro version offers added perks and benefits compared to Classic but, of course, comes with a higher price.
Note that FunderPro does not offer an instant funding account, which would have let you skip the evaluation phase altogether and go straight to a funded account. In order to help you quickly compare FunderPro’s 3 account types, we lay out here a quick breakdown illustrating each of its account types’ cost, available balance, and key trading rules (profit target, daily, and max drawdown rules) to help you identify which is the best fit for you:
| 1-step | 2-step | 2-step | |
|---|---|---|---|
| One Phase | Pro | Classic | |
| Challenge Fee | $69 – $989 | $75 – $1319 based on actual rate (rates on its homepage are erroneous) | $69 – $989 |
| Initial Balance | $5k – $200k | $5k – $200k | $5k – $200k |
| Profit Target | 10% | 10% / 8% | 10% / 5% |
| Daily Loss Limit | 3% | 5% / 5% | 5% / 5% |
| Max Drawdown | 6% | 10% / 10% | 10% / 10% |
Available Promo and Discount Codes for Rebates
FunderPro does offer rebates through discounts and promo codes. As of now, the homepage banner advertises a 30% discount by using the code MILLION30 for its Black Friday campaign. During our testing period, we found that FunderPro regularly runs campaign-based promotions in roughly the 10–30% range, with larger pushes tied to major events like Black Friday or regional campaigns.
Overall, if you want the best price, we recommend checking 3 places before buying:
- Homepage banner (which usually carries the current global promotion, such as MILLION30)
- FunderPro’s email newsletters (by subscribing)
- Social media channels (such as X and Instagram), which it frequently uses to announce latest and time-sensitive codes and seasonal specials.
How hard is it to pass the challenge on FunderPro?
In general, how hard or how easy a challenge is depends on the type of challenge you choose and your level of experience as a prop firm trader. Below is who we honestly think will likely find it easier, and those who may find it difficult:
- 1-Step Challenge (One Phase account): In this challenge type, we think that intermediate to advanced traders with a trading edge will find this easier. On the other hand, beginner traders and those without disciplined risk control may be more likely at risk of breaching the tighter daily and max drawdown conditions.
- 2-Step Challenge (Classic and Pro accounts): In this challenge type, we think that more experienced and systematic traders with consistent trade expectancy will find this much easier and be able to take advantage of the longer total evaluation setup. In contrast, traders who routinely hop from one strategy to another and change trade systems mid-evaluation will most likely see inconsistent results.
What are the rules that I need to be aware of on FunderPro?
Here is a detailed breakdown of the trading rules FunderPro imposes for each of its account types that you absolutely need to be familiar with to avoid potentially breaching your account during your evaluation phase:
| 1-step | 2-step | 2-step | |
|---|---|---|---|
| One Phase | Pro | Classic | |
| Daily Loss Limit | 3% | 5% / 5% | 5% / 5% |
| Max Drawdown | 6% | 10% / 10% | 10% / 10% |
| Profit Target | 10% | 10% / 8% | 10% / 5% |
| Minimum Trading Days | None (but consistency rule effectively requires at least 3 trading days) | None (but consistency rule effectively requires at least 3 trading days) | 4 trading days (no min days available as a paid add-on) |
| Trade Limit | None | ||
| Trade Activity | Must place at least 1 trade within 30 days | ||
| Weekend Holding | Yes (as a paid add-on) | Yes (as a paid add-on) | Yes (as a paid add-on) |
| Leverage | Up to 1:50 | Up to 1:100 | Up to 1:100 |
| Payout Frequency | Every 14 days | On demand (must meet conditions) | Every 14 days |
| Time Limit | None | None | None |
| Overnight Holding | Yes | Yes | Yes |
| News Trading | Yes with conditions (as a paid add-on) | Yes with conditions (as a paid add-on) | Yes with conditions (as a paid add-on) |
| Consistency Rule | Best trading day must not be more than 40% of the total profit | Best trading day must not be more than 45% of the total profit | None; but requires a minimum of 4 trading days per phase |
| High Frequency Trading | Allowed | Allowed | Allowed |
| Expert Advisors (EAs) | Allowed | Allowed | Allowed |
| Multiple Accounts | Allowed (but total capital must be $200k max) | Allowed (but total capital must be $200k max) | Allowed (but total capital must be $200k max) |
| Copy Trading | Allowed only with your other accounts | Allowed only with your other accounts | Allowed only with your other accounts |
Moreover, the following will result in immediate account termination (based on FunderPro’s terms and conditions):
- Breaching daily or maximum drawdown limits.
- Using high-risk strategies that use 20% or more of the account’s margin.
- Copy-trading from external accounts that you don’t own.
- Colluding with others, or across multiple linked accounts, to generate fake volume or opposing positions.
- Exploit system inefficiencies by using HFT or AI bot strategies. Note that when trading normally, there is no minimum holding time that would result in violation.
- Overleveraging, reckless account rolling, or using lot-sizing tricks to bypass drawdown controls.
- Engaging in latency arbitrage, hedge arbitrage, scalping arbitrage, or similar “gap-exploitation” tactics.
- Holding positions solely to profit from weekend/overnight gaps.
- Replicating trades across accounts or using third-party Expert Advisors without owning the source code.
- Flooding the market with tiny-pip trades or unrealistic trade counts to inflate profitability.
- Any behavior during the challenge that signals irresponsible or excessively risky trading, leading to disqualification.
What happens if I fail my account at FunderPro?
If you breach your FunderPro account, you unfortunately need to buy a brand new challenge account and start over if you want to continue trading with FunderPro. This is the case because, unlike other prop firms, there is no option for a paid reset in order to get back your breached account when you violate a rule or fail the evaluation phase. Hence, you are really left with 2 options: buy a new challenge or go to a different prop firm.
Is FunderPro a good option for beginner traders?
Yes, FunderPro can be a good choice for beginner traders who already have some experience, but we honestly would not consider it the best place to start for absolute newcomers. First of all, it does not have a free trial which is a massive learning opportunity for total beginners. Second, based on our testing, its rules (daily loss, consistency, margin limits) are stricter than those of other prop firms, so total beginners may find the learning curve steep.
Third, in terms of pricing, FunderPro is not truly low cost or cheap compared with many other prop firms. Using a discount or promo code (such as its recurring 10–30% campaigns) can bring the challenge price closer to an affordable range, but it is still far from being “budget.”
Is FunderPro a viable option for professional and experienced traders?
Yes, we think that FunderPro can absolutely be used by serious traders, especially those in the intermediate to professional range who already understand risk management and prop rules. To be more specific, here’s how FunderPro fits different “serious trader” profiles:
a. For Intermediate Traders:
First, for intermediate traders, the One Phase and Classic models, with bi-weekly payouts, straightforward targets, and optional Swing add-ons, are useful for traders who want to hard-wire discipline and risk control. The combination of strong rules, a clear scaling plan, and occasional promo or discount code support makes it a realistic place to start once you already know how to trade.
b. For Advanced Traders:
Second, for advanced traders, you can take advantage of the fact that EAs and automation are allowed (within fair-use limits), the clear rules set, and the Pro account with Daily or Weekly rewards gives flexible, high-paying cash flow with on-demand payouts. Multi-platform access also gives a “desk-like” feel that many advanced traders find safe and secure and increasingly trusted.
c. For Systematic / Professional Traders:
Third, for professional traders with a proven edge, the real attraction (besides what we have already mentioned) is the ability to scale your funded capital up to $5 million. This is one of the highest capital ceilings across the industry, and because of your profile, you are in the best position to take advantage of it.
The Payout Structure on FunderPro
The following is FunderPro’s payout structure, including its key payout conditions, required minimum amount per payout request, profit share split, processing frequency and length, and, of course, the legit withdrawal methods it supports and the applicable withdrawal fees:
| Payout System | Details |
|---|---|
| Key Payout Conditions | 1. Complete KYC identity verification and sign the Funded Trader Service Agreement 2. Margin Cap: 20% margin limit per asset class 3. No pending case on any potential breached rule |
| Minimum Payout Amount | One Phase and Classic accounts: At least $100 per payout request Pro accounts: At least 1% of your initial account balance |
| Profit Share/Split | One Phase and Classic accounts: 80% (standard) – 90% available as a paid add-on Weekly Reward Pro accounts: 90% (standard) Daily Reward Pro accounts: 60% (standard with no option for higher profit share split) |
| Payout Frequency and Interval | One Phase and Classic accounts: Every 14 days Weekly Reward Pro accounts: Every 7 days Daily Reward Pro accounts: On demand (as long as the balance is ≥1% above the initial) |
| Payout Processing | Valid payout requests are processed within 1 business day Average processing time: Around 8 hours |
| Withdrawal Methods | Either through Crypto or Rise (RiseWorks) |
| Withdrawal Fee (Internal) | FunderPro does not charge its own processing fee on trader payouts |
| Withdrawal Fee (External) | Transfer fees may apply depending on your preferred payment method and country |
Does FunderPro pay out as promised?
Yes, FunderPro is legit and actually pays the share of the profit you earned from your funded account. This is assuming, of course, that you meet all of its payout conditions. We also verified its payout legitimacy through community feedback from various sources (such as Trust Pilot and Reddit), and most of its users with funded accounts have confirmed that they successfully received their payout share. Hence, overall, it is a trusted prop firm when it comes to paying out its successful users.
Are there major issues or complaints against FunderPro?
Yes, we found numerous complaints on the company’s Truspilot page where it has an overall rating of 4.0/5. Many of the valid complaints we found were from users frustrated by FunderPro’s promise of 8-24 hours for payout processing. This is because many users reported that their payout requests lasted for a couple of days to even a week or two. Moreover, many users also report high slippage, which we think is concerning.
That said, we like the fact that FunderPro actively replies to numerous negative feedback and concerns, and its representatives actively try to resolve current user problems. This is a breath of fresh air for us as many prop firms simply ignore negative feedback or just reply with a copy-pasted general response that adds little to help their users.
On Reddit, we are actually surprised by how overall positive the perception and experience of many users. Many users vouch for it not being a scam, with one user saying, “They are legit I’ve been funded and paid out with no issues.”
See its Trustpilot ratings and user feedback: https://www.trustpilot.com/review/funderpro.com
Some Reddit posts/community sentiment:
- https://www.reddit.com/r/Forex/comments/1gdovdu/thoughts_on_funder_pro/
- https://www.reddit.com/r/Trading/comments/1ftbu9h/funderpro/
- https://www.reddit.com/r/forex_trades/comments/1e55esn/veiws_on_funderpro/
What Trading Platforms Can You Use with FunderPro?
FunderPro uses the following 3 modern trading platforms:
- MetaTrader 5: An extremely well-known platform with fast onboarding and built-in copier tools, highly suited for discretionary (manual) trading, but not as optimal for automated trading compared to other platforms.
- TradeLocker: A TradingView-powered platform known for its intuitive charts and quick order entry. This is also great for discretionary trading, but comes with limited algorithmic trading functionality.
- cTrader: A multi-asset platform built for advanced discretionary and algorithmic trading. It offers faster execution and more transparent depth-of-market data, making it a modern and great platform to start for traders who want more flexibility beyond MetaTrader.
FunderPro Trading Fees and Spreads
Here is a snapshot of all the trading fees you need to expect in FunderPro, including applicable fees for its trading platforms (if any), its spreads, if it charges commission, overnight/swap, and, of course, any subscription-type fees that you may encounter during the evaluation phase/s and once you have a funded account:
| Fees | Details |
|---|---|
| Trading Platform Fee | None; FunderPro does not charge an extra platform or data fee for MT5, cTrader, or TradeLocker |
| Spreads | Variable (live, market-dependent spreads) |
| Commission | None; FunderPro currently advertises $0 per lot commission on its funded CFD accounts, with supposed no hidden fees Note: FunderPro’s trading costs are spreads + any applicable swap/rollover only |
| Overnight (Swaps) Fees | Standard CFD overnight swap/rollover charges apply when you hold positions past the market close Note: FunderPro does not publish a single consolidated swap table |
| Subscription Fees | None; there is no recurring subscription for challenges |
What broker powers FunderPro’s accounts?
FunderPro does not use a live broker or is broker-backed. Your funded account is simply a virtual (demo) account inside FunderPro’s closed environment and is not routed to an external broker. Hence, you do not actually make live broker orders as your orders, profits, and losses are all virtual in nature. In other words, your funded account and all of your trades on FunderPro’s supported 3 modern trading platforms: TradeLocker, cTrader, and MT5 are all fictitious as every executed order is done in a simulated environment, not at a real market.
Tax treatment of profits made at FunderPro
You are fully responsible for paying taxes on all of the profits you make on FunderPro. The payouts you receive from prop firms are also typically treated as ordinary business income and not capital gains (which would be the default classification if you are actually trading/investing using your own money in a real market).
Rather than realizing gains on actual financial assets (if you actually buy and sell them in a real market), you instead trade in a virtual trading environment with FunderPro, and the funds, assets, and earnings/losses you see are completely simulated. Lastly, we highly recommend that you seek help from a local tax professional to ensure you comply with the specific tax rules in your country of residence.
Support and Educational Resources at FunderPro
Here are all the official support channels of FunderPro:
- 1Primary Support Channel: https://funderpro.com/contact-us/. Through a ticket submission and live chat.
- Alternative Channel: support@funderpro.com. This is the official support email of FunderPro that you can reach out to with your unique issue or problem. Note that this is an alternative option if you want to send a direct email instead of filing a ticket through their website.
- Community Channels (for latest updates, general info and promotions):
Note that these community channels are not ideal for any sensitive and unique concerns/issues.
In addition, FunderPro has a comprehensive and modern educational materials (including basic trading education, Prop Firm 101, and market insights) found under its official Blog. On top of this, it also has numerous published informational content on its official YouTube channel. This combination makes it a great place to start for total beginners to learn from before proceeding with buying a challenge account. We also appreciate how its FAQ/Help Center is well segmented into clear and distinct topics, especially useful if you are looking for a specific topic.
- Blog: https://funderpro.com/blog/
- FAQ/Help Center: https://support.funderpro.com/en/
- YouTube: https://www.youtube.com/@funderpro
The best prop firm alternatives to FunderPro
Based on our independent testing as well as their proven track record, these prop firms are 100% legit and not a scam. The following are four of the trusted, modern, and high-paying prop firms that we highly recommend as a great alternative to FunderPro:
- SabioTrade: A good and trusted option to start if you prefer a much more affordable and low-cost option (versus paying premium plan prices like what FunderPro offers). It has a quick one-step assessment phase, regular and consistent weekly payouts, as well as a relatively high profit share (90%).
- The Trading Pit: A reputable prop firm with regulated-broker partnerships (unlike other prop firms that operate solely on their own). Notably, it also offers a scaling plan of up to €5 million and has native support for major platforms, namely: NinjaTrader, Tradovate, TradingView, ATAS, Quantower, and R/Trader.
- Apex Funded Trader: A prop firm with a profit share split of up to 100% for your first $25k, then 90% on the following cycles. It also offers a regular payout every 8 trading days and features a unique breach safety net that locks your drawdown once you reach the threshold you set, preventing you from prematurely breaching your account and failing the assessment phase.
- FundedNext: A highly acclaimed modern prop firm with up to 95% profit share split, account sizes up to $300k, and bi-weekly/monthly payouts. Some of FundedNext’s account models also have bonuses during the evaluation phase and guarantee a 24-hour payout process on your funded account.
- FundingPips: A prop firm with a proven track record and a simple 2-step evaluation with a profit share split ranging from 80% to 100%. In addition, it has a high-ceiling scaling plan of up to $2M, making it highly attractive for experienced and advanced traders who value reliability and the highest potential ROI for their trading edge.
Conclusion: A Strong Challenger to Established Prop Firms, but with Short-Term Track Record
Our final take: we genuinely think that FunderPro is a strong contender and alternative to more mainstream prop firms such as FTMO, The5ers, and Funding Pips, especially for traders who already have a solid strategy and can take advantage of the high scaling ceiling of $5 million. While its track record is limited (since it only started in 2023), we are genuinely impressed by how it has already built a solid reputation in the industry. We also like that it is available for US traders, its frequent and long-standing promotions, comprehensive educational resources, and its support for EAs and high frequency trading.
Having said that, there are clear trade-offs you really need to be mindful of. First, its challenge costs are on the expensive side (even after using a promo or discount code). Second, there is no free trial, which limits its friendliness for beginners. Third, there is no instant funding option. Finally, the fact that despite having a solid reputation, it has only been in the space for two years, and an argument can be made that since it is positioning itself as a premium option (with its relatively expensive challenge costs), it diminishes its value proposition as an alternative to more mainstream and highly reputable prop firms.
Frequently Asked Questions (FAQs) on FunderPro
What are the available trading platforms in FunderPro?
FunderPro supports 3 trading platforms, namely: MetaTrader 5 (MT5), cTrader, and TradeLocker.
Does FunderPro have an option for a 100% payout share split?
No, FunderPro does not have an option for a 100% payout share split. The highest payout share split you can get is 90% (which comes as a standard for its Weekly Reward Pro account and as a paid add-on for its One Phase and Classic accounts).
Is FunderPro available for US clients?
Yes. FunderPro accepts clients residing in the US. That said, choosing MT5 as a trading platform is not possible in the US. Hence, you will need to choose either the cTrader or TradeLocker as your trading platform.
Does FunderPro offer a free trial?
No. FunderPro does not offer a free trial. Hence, if you want to try using the prop firm, your next option is getting its cheapest challenge ($5k One Phase or Classic account), both of which cost $69 before any paid add-ons and promo / discount codes.
Does FunderPro offer instant funding?
No. FunderPro does not offer any instant funding option. All of its accounts require you to pass an evaluation phase before providing you with a funded account.
